Everything you want to Know about Coronavirus

Health Insurance and Its Role During COVID-19 Outbreak

It's cover hospitalization expenses for Coronavirus under all our health insurance plans subject to all terms and conditions of the policy. Everything from pre-hospitalization expenses to post-hospitalization expenses incurred for diagnostic and consultation etc gets covered with us seamlessly. We also cover quarantine related medical expenses, if tested positive for Covid-19 and recommended by a registered medical practitioner, in a registered medical facility as per the terms and conditions of the health insurance product.

Health insurance in this situation will be highly beneficial, as it will provide cover against expenses that you may incur in order to get the required treatment. There are numerous hospitalisation expenses involved for getting treatment in case you suffer from Coronavirus. While you focus on quick recovery, we take care of your medical expenses by covering diagnosis, consultation costs at the time of pre hospitalization and post hospitalization as well. Quarantine just for isolation without any treatment is not covered. We also cover the confirmatory tests for COVID-19 as part of hospitalization and pre/post-hospitalization claim. However, note that daycare procedures or Domiciliary treatments are not covered for COVID-19.

EXPLORE HEALTH INSURANCE PLANS

Recommended Health Insurance

A health insurance plan,which pays for your medical expenses related to hospitalisation on the basis of medical treatment expenses,is called as indemnity plan or base health insurance plan.

Critical Illness Health Insurance

Critical Illness treatment may lead to financial crunch. With our critical illness health Insurance get lump-sum benefit on diagnosis, which helps you go a long way in dealing with financial distress.

Super Top–up Health Insurance

TWhat if you have multiple health insurance plans like a personal base plan or an employee health insurance plan and wish to just get additional sum insured at a low premium then a super top up plan.Our my:health Medisure Super-Top up is the right top up plan.

What’s Included under Coronavirus Hospitalisation?

Sum Insured Rebound

Get additional sum insured equivalent to the admissible claim amount upto a maximum of the basic sum insured.

Hospitalisation Expenses

Everything from bed-charges, nursing charges, blood tests, ICU and consultation fees gets covered effortlessly.

Pre-hospitalisation Cover

Before hospitalisation, there are expenses towards doctor consultations, check-ups and prescriptions. We provide full coverage of such expenses 60 days prior to hospitalisation.

Post-hospitalisation Cover

Get full coverage of expenses incurred on doctor consultations, rehabilitation charges etc. till 180 days after discharge from hospital.

Alternative Treatments (Non-Allopathic)

We support the healing powers of Ayurveda, Unnani, Sidha and Homeopathy treatment. No matter what type of treatment you prefer, we are always there for you in the time of need.

Home Healthcare

If your doctor recommends treatment at home, you can avail the services right at your home that too with ^^^cashless facility.

Recovery Benefit

We pay out a lump sum amount of Rs.5000 as recovery benefit if hospitalization exceeds 10 continuous days so that taking care of household expenses doesn’t stress you out.

Road Ambulance Cover

Transfer from hospital to home in an ambulance (within the same city) is also covered if the insured encounters life-threatening medical emergency.

Organ Donor Expenses

For a noble deed as organ donation, we cover the organ harvesting expenses incurred to the donor in case the insured has to undergo organ transplant.

Difference between Quarantine | Self-Isolation | Social Distancing

Quarantine Process

Quarantine is a process where you are isolated and kept under observation to monitor the health vitals. It can be done by your own self or by Govt. Health Authorities, if you have suspected symptoms or you have traveled from a country which was highly impacted by Coronavirus or have been in physical contact with an infected person.

Self Insolation

If you feel suspicious about your health symptoms or you have travelled from a country, which was highly impacted by Coronavirus then you can isolate yourself from others and avoid being out in the public as a protective measure, so that you don't become a carrier of the virus.

Social Distancing

You can distance yourself from crowded areas and avoid social gathering and meeting people, so as to take precautionary measures and avoid the spread of contagious Coronavirus.